Instapundit blogger and University of Tennessee law professor Glenn Harlan Reynolds has a "structural solution" for the supposed student lending bubble described by Steve Eisman. Professor Reynolds suggests: "Make institutions of higher education partially liable when students are unable to pay student loans. A really strict system would make the school a co-signer, but making it even 5 or 10% liable for missed payments would really change the dynamic. Give schools some skin in the game. . . ."