The federal student loan policy, along with the financial aid policies of many colleges and universities, "implicitly discriminates against those who are frugal and fiscally responsible," Richard Vedder of Ohio University writes at Bloomberg View. He adds that "surprisingly little academic work" has been done on this issue, "perhaps because college professors indirectly benefit from this policy."
Government Anti-Savings Policies
https://www.futureofcapitalism.com/2013/07/government-anti-savings-policies
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