The bank BB&T was forced to accept $3.1 billion in TARP money, its chairman, John Allison IV, tells the New York Times. "It's going to cost us about $250 million for money we didn't want," he says. A similar scenario reportedly played out at Wells Fargo. It'd be interesting to understand more of the details of how the banks were "forced." What was the threatened consequence if the bank failed to accept the money, and how was that threat communicated?