not knowing your income but
Reader comment on: Shopping For ObamaCare Is Torture
Submitted by Lyle (United States), Dec 11, 2016 12:26
If it above 400% of poverty level you don't have to use the exchanges, (it's only if you need the subsidy that you need the exchanges, and its links to the IRS etc (which is what the maintainace outages likely are the IRS getting ready for the filing season (could not do it until the first of Nov due to the extension filing date of oct 15 for 2015 returns). There exist a lot of web sites for this shopping. (Also if you can wait, you can just wait until the 2017 tax return is due and true the subisdy up then).
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The Future of Capitalism replies:
I don't qualify for the subsidy. But you can buy unsubsidized insurance both through the exchanges or directly from the insurers. Before I buy directly from the insurers, I want to see what is being offered on the exchanges. Even to just shop unsubsidized prices I had to tell them if I or any member of my family was an American Indian.
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